Website Terms and Conditions
These Terms and Conditions govern the use of the website operated by The Asset and Liability Management Association Limited (UK ALMA). By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please discontinue use of the website.
1. Purpose of the Website
The content provided on this website is for educational and informational purposes only. While we make reasonable efforts to ensure the information is accurate and up to date, we do not guarantee its completeness, reliability, or accuracy. All use of the information on this website is at your own risk.
2. Intellectual Property
Unless otherwise stated, all content on this website, including but not limited to text, graphics, design, logos, downloadable materials and images is the property of UK ALMA or is used with permission.
Images used on this website are licensed from iStock, are the property of UK ALMA or generated using Chat GPT or similar AI tools.
3. Your use of this website
You must only use this website for lawful purposes. You must not use it in a way that infringes the rights of anyone else or restricts or inhibits anyone else's enjoyment of the website.
You may use, download and print content on the website solely for your own personal use or internal business purposes. Other than for your own personal use or internal business purposes, you may not without our prior written consent:
Copy, reproduce or use any content on the website
Modify, distribute or re-post any content on the website for any purpose
Reproduce, crawl, frame, link to or deep-link into this website on or from any other website
Use the content of the website for any commercial exploitation whatsoever
Attempt to gain unauthorised access to the website or its systems
Use the website in any way that may damage, disable or impair its operation
4. Social networking sites
These terms also govern any submissions you make on any ALMA-related third party website or page such as LinkedIn or other social networking sites. All comments, images, videos and any other type of material posted on any third party social networking site do not necessarily reflect the opinions or ideas of UK ALMA or its employees and UK ALMA is not responsible for any such content. In any event, all material posted on any third party social networking site must comply with these terms and the third party social networking sites' terms of use, as applicable.
5. Accuracy of content
To the extent permitted by applicable law, UK ALMA disclaims all representations and warranties express or implied, that content or information displayed in or on this website is accurate, complete, up to date and/or does not infringe the rights of any third party. The views expressed in user generated content are the opinions of those users and do not represent the views or opinions of UK ALMA.
6. Damage to your computer or other device
UK ALMA uses reasonable efforts to ensure that the website is free from viruses and other malicious or harmful content. However, we cannot guarantee that your use of this website (including any content on it or any website accessible from it) will not cause damage to your computer or other device. It is your responsibility to ensure that you have the right equipment (including antivirus software) to use the website safely and to screen out anything that may damage or harm your computer or other device. Except where required by applicable law, UK ALMA is not liable to any person for any loss or damage they suffer as a result of viruses or other malicious or harmful content that they access from or via the website.
7. Links to other websites
UK ALMA has placed links on the website to other websites we think you may wish to visit. We do not vet these websites and do not have any control over their contents. Except where required by applicable law, UK ALMA cannot accept any liability in respect of the use of these websites.
8. Exclusions of liability
To the fullest extent permitted by law, UK ALMA shall not be liable for any loss or damage, including but not limited to indirect or consequential loss, arising from:
The use of this website
Reliance on information provided on this website
Technical issues or website interruptions
Content found on external websites linked from this site
9. Changes to Website Content
UK ALMA reserves the right to modify, update or remove website content at any time without notice.
10. Other legal notices
There may be legal notices on other areas of this website which relate to your use of the website, all of which will, together with these website terms and our privacy policy (and, where applicable, terms and conditions for courses and events), govern your use of this website.
11. Law, jurisdiction and language
Any matter that arises out of your use of this website (including any contract entered between you and us through the website) will be governed by English law and subject to the exclusive jurisdiction of the courts of England and Wales. All contracts will be concluded in English.
12. Changes to these website terms
We reserve the right to change and update these website terms from time to time and recommend that you revisit this page regularly to keep informed of the current website terms that apply to your use of the website. By continuing to access, browse and use this website, you will be deemed to have agreed to any changes or updates to our website terms..
Updated: March 2026